Credit Operations Officer/Senior Officer - JobzEG

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كوبون خصم على كل مشترياتك من موقع نون مصر الكوبون : FA992

الثلاثاء، 30 نوفمبر 2021

Credit Operations Officer/Senior Officer

 Credit Operations Officer/Senior Officer

Abu Dhabi Islamic Bank



Responsibilities


1- Functional


Manage Corporate Operation portfolio including


a. syndications


b. SME’s


c. Top tier & large corporate


d. public sector


e. financial instructions banks and non-banks


f. MNCs


g. TTLC


h. NPL customers


i. commercial banking


j. business banking customers


2- Control Booking of contracts , disbursement of funds , reschedules and settlements till pay-off


3- Authorize indirect facilities granted to corporate and retail customers


4- Manage the implementation of CA terms and conditions as well as disbursement conditions related to import & export contracts , supply / purchase orders and Islamic contracts terms


5- Monitor customers checks portfolio ( Guarantee & PDC’s ) according to risk conditions and control related concentrated ratios


6- Handle borrowing and transactional documents related to business banking and fully secured indirect facilities


7- Report clients PO & contracts status & calculate related D/P on weekly basis to CR. Admin to adjust client commitment limit accordingly


8- Report and calculate clients PDC portfolio D/P to credit admin end of each week to adjust client commitment limit accordingly


9- Close monitor of bank income generating from the financial products by applying CA right profit rate and ensure profit payment on the due date , and reporting to risk unpaid clients profit on monthly basis


10- Close monitor to the wholesales financing products GLs & reconcile them with the customers actual exposure on monthly basis , while rectify any differences if any


11- Calculate as a manager Syndication for payment / drawdown per each bank and send breakdown to Agency team to take necessary action.


12- Review calculation sheet for Ijara tri-parity Contracts before send it to Adi-lease team in order to take necessary action


13- Review with Mudarba revolving turn over for as per CA condition before send it to risk and RM


14- Running and review past Due Mudarba FX temporary weekly for Corporate segments then send it to FI and Treasury teams take necessary action.


15- Ensure that CA conditions related to Credit ops had been reported to Risk end of each month


16- Follow up on contract with zero balance till be settled and report it to risk and business team on daily base.


2- Managerial



1- implementing the shifting model for credit operation staff


2- Implement the creation of back up for each department function , through Cross training and Job rotation


3- Coaching credit operation junior staff till being capable to fully handling all credit operation activities on core banking systems and on-going , increasing their knowledge and capability till being a credit operation expat through direct meetings and organized banking external courses , mainly in Islamic products


3- Organizational


1- Ensure abidance to the bank policy , procedures , CBE regulations and SHARIAA approvals


2- Review daily submitted E-mails through the group and daily review of department requirements while confirm answering all requests in a correct time frame according to the agreed TAT and approved SLA


3- Perform the KPI Dashboard by reducing cost per transaction through reducing expenses and maintaining the under staffing approach as well as investing in junior staff


4- Performance Indicators



Reach a complete achievements of the following :-


1- Complete customer satisfaction by a full adherence to the SLA and TAT with all other departments


2- Perform all operational aspects with zero risk


3- confirm the fulfilment of daily tasks with zero defect from all credit Operation staff


4- Enhance system and operational knowledge to his subordinates


5- Maintain low risk profile while performing department daily activities by enhancing system tools and keeping the 4 eye principle concept on all risk area within the job functions


5- FRAMEWORKS, BOUNDARIES, & DECISION MAKING AUTHORITY


Full adherence to the department procedures


Fully compliant to CBE regulations Banking policies and procedures


Operational risk requirements


EFSA rules and regulations


Islamic standards and sharia requirements



6- Initiatives


Handling internally department unusual tasks required while control task performance with minimum supervision from department heads



Minimum Qualifications:


Banking Operation, Credit operation.


Minimum Experience:


0-6 years of wide banking experience in banking operations



Job specific Skills:


Corporate and risk oriented.

Has strong knowledge of the Egyptian Market

Fluency in English ( written / spoken )

Excellent supervision and interpersonal skills

Excellent computer and banking system knowledge

Ability to work under pressure with multiple tasks

Accurate , alert and well organized

Very strong analytical skills

Understanding SHARIAA standards for corporate finance

Strong background in manage core banking systems deployments and implementation over corporate finance modules

Excellent Managerial , c



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كوبون خصم على كل مشترياتك من موقع نون مصر الكوبون : FA992

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