Credit Operations Officer/Senior Officer - JobzEG

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كوبون خصم على كل مشترياتك من موقع نون مصر الكوبون : FA992

الثلاثاء، 30 نوفمبر 2021

Credit Operations Officer/Senior Officer

 Credit Operations Officer/Senior Officer

Abu Dhabi Islamic Bank


1- Functional

Manage Corporate Operation portfolio including

a. syndications

b. SME’s

c. Top tier & large corporate

d. public sector

e. financial instructions banks and non-banks

f. MNCs


h. NPL customers

i. commercial banking

j. business banking customers

2- Control Booking of contracts , disbursement of funds , reschedules and settlements till pay-off

3- Authorize indirect facilities granted to corporate and retail customers

4- Manage the implementation of CA terms and conditions as well as disbursement conditions related to import & export contracts , supply / purchase orders and Islamic contracts terms

5- Monitor customers checks portfolio ( Guarantee & PDC’s ) according to risk conditions and control related concentrated ratios

6- Handle borrowing and transactional documents related to business banking and fully secured indirect facilities

7- Report clients PO & contracts status & calculate related D/P on weekly basis to CR. Admin to adjust client commitment limit accordingly

8- Report and calculate clients PDC portfolio D/P to credit admin end of each week to adjust client commitment limit accordingly

9- Close monitor of bank income generating from the financial products by applying CA right profit rate and ensure profit payment on the due date , and reporting to risk unpaid clients profit on monthly basis

10- Close monitor to the wholesales financing products GLs & reconcile them with the customers actual exposure on monthly basis , while rectify any differences if any

11- Calculate as a manager Syndication for payment / drawdown per each bank and send breakdown to Agency team to take necessary action.

12- Review calculation sheet for Ijara tri-parity Contracts before send it to Adi-lease team in order to take necessary action

13- Review with Mudarba revolving turn over for as per CA condition before send it to risk and RM

14- Running and review past Due Mudarba FX temporary weekly for Corporate segments then send it to FI and Treasury teams take necessary action.

15- Ensure that CA conditions related to Credit ops had been reported to Risk end of each month

16- Follow up on contract with zero balance till be settled and report it to risk and business team on daily base.

2- Managerial

1- implementing the shifting model for credit operation staff

2- Implement the creation of back up for each department function , through Cross training and Job rotation

3- Coaching credit operation junior staff till being capable to fully handling all credit operation activities on core banking systems and on-going , increasing their knowledge and capability till being a credit operation expat through direct meetings and organized banking external courses , mainly in Islamic products

3- Organizational

1- Ensure abidance to the bank policy , procedures , CBE regulations and SHARIAA approvals

2- Review daily submitted E-mails through the group and daily review of department requirements while confirm answering all requests in a correct time frame according to the agreed TAT and approved SLA

3- Perform the KPI Dashboard by reducing cost per transaction through reducing expenses and maintaining the under staffing approach as well as investing in junior staff

4- Performance Indicators

Reach a complete achievements of the following :-

1- Complete customer satisfaction by a full adherence to the SLA and TAT with all other departments

2- Perform all operational aspects with zero risk

3- confirm the fulfilment of daily tasks with zero defect from all credit Operation staff

4- Enhance system and operational knowledge to his subordinates

5- Maintain low risk profile while performing department daily activities by enhancing system tools and keeping the 4 eye principle concept on all risk area within the job functions


Full adherence to the department procedures

Fully compliant to CBE regulations Banking policies and procedures

Operational risk requirements

EFSA rules and regulations

Islamic standards and sharia requirements

6- Initiatives

Handling internally department unusual tasks required while control task performance with minimum supervision from department heads

Minimum Qualifications:

Banking Operation, Credit operation.

Minimum Experience:

0-6 years of wide banking experience in banking operations

Job specific Skills:

Corporate and risk oriented.

Has strong knowledge of the Egyptian Market

Fluency in English ( written / spoken )

Excellent supervision and interpersonal skills

Excellent computer and banking system knowledge

Ability to work under pressure with multiple tasks

Accurate , alert and well organized

Very strong analytical skills

Understanding SHARIAA standards for corporate finance

Strong background in manage core banking systems deployments and implementation over corporate finance modules

Excellent Managerial , c

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كوبون خصم على كل مشترياتك من موقع نون مصر الكوبون : FA992

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